To provide an incentive for issuing banks to issue more cards and acquiring banks to add more merchants and thus expand the network, the bank card brands established interchange.  Interchange allocates the costs and revenues of the completed transaction between the issuing bank and acquiring..

Load Balancing for High Risk ProcessingMany high risk merchants have more than one merchant account. The reason is easy to understand.Relying on a single bank for high risk processing is no longer viable. Underwriting guidelines change. Banks get acquired or merge. And often times, a bank will..

Location MattersCybercrime continues to march forward.  More than ever, you must be diligent in tracking where orders are originating from. There are certain locations that present significantly greater risk of fraud for online merchantsAmazingly, some merchants are not taking even the most basic..

Phishing Scams AboundWell, it was inevitable. In addition to popular bank phishing scams, cybercriminals are now targeting naïve consumers by claiming to be government officials.  Scammers are sending emails that appear to be from the FTC, IRS, or DOJ.The FTC reports that corporate and banking..