What are Virtual Terminals?
Virtual terminals are commonly used for card-not-present transactions, including telephone & mail order (MOTO) payments. Unlimited virtual terminals are included with your virtual terminal merchant account.
Virtual terminals are web-based applications which require no additional software. All computers with internet access can be used as virtual terminals.
Virtual terminals seamlessly connect to the secure payment processing gateway. The information received from the virtual terminal is encrypted by the payment gateway, so no sensitive card information is transmitted. The payment gateway sends the encrypted payment data to the secure banking networks. Transactions are approved or declined within seconds.
Your representatives sign onto virtual terminals by entering unique usernames & passwords. Hierarchical access to the virtual terminals features lets you control the functions that each user can perform. For example, your accounting team needs different payment information than do customer service representatives. And your sales departments may want to view different payment data than your senior executive staff.
Virtual terminals protect your internal security protocols by allowing your employees to access only the features required to do their jobs. Safeguard your business against the temptation of fraud or internal theft. While easily tracking job performances of employees using the virtual terminals.
Most major shopping carts, CRM, and accounting systems are integrated with the virtual terminal payment processing gateway. This speeds time to market and reduces your internal development expenses. All virtual payment terminals easily access rich cloud reporting functions, giving you all information needed to effectively manage your business.
Smooth exchange of payment processing data between your virtual terminal merchant accounts and your internal business systems is simple. Naturally, automation increases productivity while streamlining day-to-day business operations.