Everyone has read about the rise in cross border payments.  And the growth is real. Yet, international payments usually make up less than 2% of a country’s total transaction volume.  Banks in most countries have long focused on the immediate and largest market, which are payments inside..

Most internet merchants are now requiring consumers to enter the three or four digit number on the back of the credit card as part of the checkout process.  The three digit code is known by several names:  Card Verification Value (CVV); Card Validation Code (CVC); and Card ID (CID).The theory is..

Contactless card payments have been touted as the next big opportunity in payment processing.  With a contactless card, a consumer simply waves a card at a reader rather than swiping the card.  The best applications for contactless payments are high volume, relatively low ticket environments such..

Ah, chargebacks.  The bane of any merchant accepting credit cards.How can you cope with chargebacks?Here are 5 quick tips that every high risk merchant account can immediately implement.Use address verification.  Internet payment gateways, whether integrated directly through a website or used for..