Financial Ratios &  High Risk AccountsFinancial ratios are an important part of the underwriting of a high risk merchant account.  Financial ratios help determine the strengths and weaknesses of company operations and judge the stability of a company. Here are a few of the most commonly used..

Second life is the one of the largest markets for virtual goods.  Total dollars spent on virtual goods in Second Life increased from $30 million in 2005 to $344 million in 2008, then increased to $567 million in 2009.  Year to date in 2010, Second Life is up about 30%, on target for yearly..

Payment Processing for Online DonationsOnline giving is the fastest growing channel for donations for non-profits and charities.  To accept online donations, non-profits need to accept payments. Offering card payments & electronic checks gives donors the ability to pay with either a card or..

What is a Descriptor?A descriptor is identifying information about a transaction which appears on buyers’ credit card statements.  Descriptors remind cardholders of the details of the purchase and give buyers a way to contact the merchant.   It is advantageous to both buyers and merchants to..