Posted by admin on May 06, 2015


high risk payments

High-risk merchants often establish more than one payment processing account to protect business operations. Load balancing multiple accounts on a single gateway is the smart way to manage all accounts.

Benefits of Load Balancing 

  • Increase your productivity, getting rid of duplicate administrative tasks.
  • Make reconciliation simple.
  • Reduce costs and streamline operations.
  • Respond rapidly to constantly changing conditions in the market.
  • Take control of chargeback ratios.

A payment gateway with load balancing allows you to distribute transactions between more than one acquiring bank.  You view and manage all accounts from a central control panel.  Account management, account reconciliation, and reporting are simplified.

Successful Payment Processing Management

Picture the agony of running your transactions through separate payment gateways. Different logins. Different transactions going through different accounts. Administration, customer service, accounting, and report generation is a nightmare.

When you load balance accounts on a single gateway, life gets easier. Your business runs smoother.

Having an organized, productive means of managing your payment processing is vital to your success as a company. A payment gateway increases your efficiency. As you run multiple high risk merchant accounts through a centralized panel, your transactions can be managed and viewed individually or globally from the central payment gateway control panel.

Additionally, load balancing transactions on a payment gateway can be either manually or dynamically configured, giving you the flexibility to maximize the capabilities of each acquiring bank or processor.

Right Fit for High Risk Payment Processing 

High risk payment processors are not all the same. One provider might call you high risk. Another might not. The difference in how you’re viewed is a result of varying underwriting guidelines. The stricter the guidelines, the more likely you are characterized as a high risk merchant. The looser the guidelines, the more quickly you’ll find yourself with a merchant account. Your best bet is to find a provider that specializes in high risk merchant services.

Shopping for the Best Payment Gateway

As you begin your search for a payment gateway, it’s important to understand what’s out there. Companies with both domestic and offshore merchant services must make sure that acquiring banks can be accommodated. No matter where and/or how the transactions are processed, it’s important that all transactions flow through a single network connection.

A business accounting system, such as QuickBooks, with integrated payment gateway is essential to facilitate your accounting functions. Such a system will also speed the transition of transaction data through the internal systems.

Making sure that the service allows multiple levels of authentication and permission access control is also important. As a way to protect your business against insider fraud, these multiple levels safeguard against misuse by vendors and employees or anyone else who might have access to the system.

Determining that the service includes a reporting function is important as it allows you to track transactions. With complete auditing passageways, you can guarantee the system’s validity. You’ll also want to be certain any high risk merchant account payment gateway you find includes tools to fight fraud. Protective security measures will help you know whether or not a transaction is validated. Having such fraud-fighting mechanisms in place will facilitate the legitimate transactions, thwart the fraudulent once and increase your profit margins.


Managing multiple high risk merchant accounts on a single gateway is a major inconvenience.  Time consuming and ineffective.

A smarter way to use a single high risk processing gateway.  

  • Access all accounts through a single login
  • View and manage accounts globally or individually  
  • Simplify accounting, customer service and management 
  • Load balance among accounts to mitigate processing risk 

Do you want to simply management of multiple high risk merchant accounts?

Contact today