In the expanding world of ecommerce credit card fraud, here’s an interesting scam.You might have seen sites offering gift cards for a discount.  You probably figured it was way for folks to pocket some money by simply by selling a gift card they did not want.  Sounds innocent, right?Instead, a..

Most internet merchants are now requiring consumers to enter the three or four digit number on the back of the credit card as part of the checkout process.  The three digit code is known by several names:  Card Verification Value (CVV); Card Validation Code (CVC); and Card ID (CID).The theory is..

Ah, chargebacks.  The bane of any merchant accepting credit cards.How can you cope with chargebacks?Here are 5 quick tips that every high risk merchant account can immediately implement.Use address verification.  Internet payment gateways, whether integrated directly through a website or used for..

AVS Protects Your BusinessEveryone knows that when buying online, high risk merchants ask for a billing address. In the merchant processing world, this is called address verification service (AVS).  AVS is a method used to determine whether or not the purchase is legitimate.It makes financial..