Black Friday and Cyber Monday were a successful beginning to this year’s online holiday shopping season.  On line transactions for Cyber Monday were up 60% over last year, totaling 4.89 million compared to 3.06 million last year.Internet transactions and sales jumped higher on the Tuesday after..

What is a High Risk Merchant?Well-managed businesses often wonder why their company is placed in a high risk processing classification.Keep in mind that a high risk processing classification is simply a label.  Classification as a high risk merchant has little to do with the specifics of a..

The recently released Payment Card Industry data-security standard (PCI) Version 2.0 does not contain any major changes.  But, there were some small revisions for payment processing security.Clarifications and additional guidance included in the updates include:New language involving the scope of..

What is High Risk Processing?High risk merchant accounts are a classification used by banks. The classification is associated with certain industry types that have a greater than average likelihood of chargebacks & fraud.Even if your business has low incidents of fraud & chargebacks, you..