High Risk Rates vs Standard RiskThe elements involved in pricing a high risk merchant account are the same as those associated with a standard risk account.  The exception to this are in reserves, which are almost always required for a high risk account and are seldom required for a non-high..

High risk merchant accounts have similar pricing component as non-risk high risk accounts.  The main difference in pricing elements is reserves, which are required for high risk accounts but are generally not for a non-high risk accounts.Here are 6 elements which comprise rates for high risk..

High risk merchants are the leaders when it comes to implementing successful payment processing technology. Companies are classified as high risk merchants because of the greater likelihood of chargebacks and fraudulent transactions associated with particular industries or business models. ..

The Federal Reserve released results from a major study of US payments.   As one would expect, the study confirms that electronic payments are increasing,  Paper checks are decreasing as more checks are being converted to electronic transactions.Over 75% of non-cash payments were performed..