Posted by admin on Mar 25, 2015


adult merchant accounts

Payment Processing for Adult Merchants

Merchant accounts for the adult entertainment industry.  Payment processing for all adult oriented business including strip clubs, dating sites, toys and novelties, legal escort services, webcams, streaming video, and downloads

Processing accounts for adult merchants are available for both US and international businesses. Diversification of payment processing is a smart move for all high risk businesses.

Concentrate on obtaining direct relationships with acquiring banks.  In this way, all settlements for processing are sent to you by acquirer, with no “middleman”, which protects you and keeps your money safe.

Globally, adult entertainment is a $97 billion industry yearly.  The US accounts for $10-12 billion of the yearly total.

Domestic Adult Merchant Accounts

High volume merchants merchants establish multiple accounts to reduce the risk of dealing with a single acquiring bank.  Merchants domiciled in the US often establish multiple domestic and international processing accounts.

The biggest advantages of US processing are lower rates and faster settlements compared to international accounts.  Also, some merchants simply prefer to have all accounts located in the US.

Still, many adult businesses target customers from around the world.  And international merchant accounts for global ecommerce decreases processing costs while increasing profits.  

International Adult Merchant Accounts

Offshore banks frequently have more liberal underwriting policies compared to those in the US.  As a result, international processing rarely has caps on volumes.  You can process as much as need.  And there is a bit more flexibility on chargebacks.

International merchant accounts give you an easy way to expand your customer base globally.  An offshore adult merchant account lets you accept cards as well as all the alternative payment methods preferred in many buyers outside of the US.  The more ways international customers have to pay you, the more sales you make.

In addition, some offshore jurisdictions offer business incentives and tax benefits not available in the US.  And, of course, diversification of accounts in different jurisdictions is the ultimate protection for your business operations.

Multicurrency processing is a standard feature of all international accounts.  Showing prices in local currencies increases web sales.  Settlement of processing funds in different currencies is also available.


Over the years, the adult entertainment industry has grown and changed.  Having multiple accounts across different jurisdictions is a smart move for all high volume merchants, including those in the adult industry.

Diversifying payment processing between domestic and international merchant accounts is a smart strategy. Establishing multiple adult merchant accounts in different jurisdictions mitigates processing risk. 

Are you an adult merchant interested in lowering your payment processing risk to protect your business?  

Contact today.