High Risk Merchant Accounts
A high risk merchant account gives your business the payment processing power to grow and prosper. Save money, reduce expenses, and increase revenues with sophisticated payment processing which is simple to implement. Establish your high risk account quickly and with complete confidentially.
High Risk Account Fast, Reliable, and Profitable
- High Volume Processing. Best-in-class high risk merchant accounts are perfect for merchants who process a lot of payments. Exceptional technology particularly beneficial for high volume high risk merchant accounts.
- Save Money. Take advantage of remarkably low rates. Currently have a high risk account? We guarantee to save you 10% or more on payment processing rates.
- PCI Certified. Keep your business operations safe, secure, and in compliance with payment processing regulations.
- Apply Free. Application for a high risk account is always free, with no obligation. Get started today.
- Fast Approval. High risk merchants in all types of businesses obtain quick approval and highly favourable rates.
- Payment Processing Flexibility. Multiple acquiring banks give you the ability to diversify payment processing and protect your business operations.
Features and Benefits of High Risk Merchant Accounts
All high risk merchant accounts include high speed transaction processing, superior technology, and aggressively competitive rates.
- Get Started Quickly. API interface for speedy payment processing implementation. Free technical support included.
- Virtual Terminal. Accept payments online, by telephone or mail. Make it easy for customers to buy from you.
- Powerful Protection. Maximize sales while minimizing risk. Superior fraud-fighting weapons ensure you get the most orders without risk.
- Advanced Reporting. Customized for your business. Gives you the data you need to successfully manage payment processing operations and respond to market conditions.
- Dedicated Descriptor. Protects against chargebacks and enhances customer satisfaction.
- Superior Customer Service. 24/7 for help and answers whenever you need it.
- Recurring Billing. Specialized recurring billing features stop revenue leakage and increase income from recurring payments and subscription billing. Tokenization of further protects your recurring payment revenues.
- Multicurrency Processing. Get more sales from international shoppers by offering payments in multiple currencies.
- Alternative Payment Options. Capture sales from customers who do not have cards or simply prefer to pay with echecks or direct debit.
What is a High Risk Merchant Account?
A high risk merchant account classification has very little to do the specifics of an individual company. Many high risk merchants are attractive to acquiring banks, receiving rates and terms similar to those of business in lower risk categories.
Examples of high risk merchant categories include, but are not limited to, travel, subscriptions, digital content, electronics, jewelry, collectibles, adult entertainment, herbal supplements, multi-level marketing, infomercials, internet services providers, VOIP, foreign exchange (Forex), subscriptions, memberships, and tickets.
Certain industries are automatically classified as high risk merchant accounts. These industries have statistically greater incidences of chargebacks, which increases the contingent liabilities for the acquiring banks.
Other reasons for a high risk merchant account classification are fast growth of payment processing volumes, average tickets, recurring billing, sales methods, product fulfilment or delivery times; targeted markets or geographic location of buyers.
|
